Honestly, how many 20 something year old couples focus on their debt before partying? Starting the New Year right & what better way to spend the last few days of 2013 than to plan ahead. I am not married, no children, and finally finished my 2-year college & paid off that $30K tuition in two years. New career path happened in our 6 years relationship & making adult plans together. We want to get married, we want a house, we want a stable savings account, but we want to be completely debt free before moving any further. Our relationship is very solid & I would like to help reach our goals together by attacking his "big boy" school loans. We are rounding up his total debt to $30k. Our ultimate goal is to be debt free in two years or less.
Debt #1: $500
Debt #2: $3,000
Debt #2: $3,000
Debt #3: $12,436.29
Debt #4: $12,240.52
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Total: $30, 000 (estimate)
Each month I will show how much was put towards each debt. We will estimate a monthly spending to $3,000. (This is just roughly how much we would spend each month & it could be more or less.) I will also post a link very soon where you can download the budget planner template.
Here you will see the struggle and see me with trial & error. No one is perfect & I will continue to make adjustments to suit & meet our need.
What are you looking forward to accomplishing in 2014?
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